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Three Year Fix Of 4.5% From Ulster

Ulster Bank has announced a new three-year fixed-rate mortgage deal for new and existing customers. The rate of 4.25% (4.5% APR fixed) is being made available until September 30.

According to Jim Ryan, managing director of branch banking with Ulster Bank, the deal is available up to 90% LTV. At the end of the fixed-rate term, rates revert to Ulster Bank's standard variable rate, currently at 4.5%. New residential mortgage customers can also avail of free property valuations until the end of 2014 under the deal.

The fixed-rate deal follows on from Ulster Bank's announcement earlier this year that it has set aside €850m for personal lending, in a bid to continue its 80% approval rate for first-time buyer mortgage applications. (25/06/14)

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